Three approaches to Scotch whisky investing.

Every option from Scotch Whisky Investments means direct ownership, from individual casks to fully managed Scotch whisky portfolios, with a proposition for each stage of commitment.

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The propositions

One asset class, three levels of involvement

What differs is who selects the whisky, whether it is managed as a portfolio, and the access that comes with it.

From

€20,000

Cask of Generations

Ownership of casks you select yourself, held in your name and managed by us throughout maturation.

Whisky casks
Selected by you
Term: indefinite period, no minimum
First five years included, 2.5% per year from year six

Explore Cask of Generations

A rare bottle on a wooden table in low light

From

€100,000

Asset Management

Comprehensive portfolio management of casks and rare bottles, from acquisition through to sale.

Casks and rare bottles
Comprehensive portfolio management
Term: indefinite period with a minimum of five years
0.85% management and 0.25% insurance per year

Explore Asset Management

Members raising glasses at a tasting dinner

From

€250,000

Investors Club

Comprehensive portfolio management, combined with a hospitality programme of exclusive events and access to a network of more than 400 other investors, many of them business owners and entrepreneurs.

Casks and rare bottles
Comprehensive portfolio management
Term: indefinite period with a minimum of five years
Investment opportunities and dedicated SWIC event programme

Explore the Investors Club

Casks resting in a traditional dunnage warehouse in Scotland

Held in your name

The whisky is yours, whichever option you choose.

Stored and insured in Scotland, with cask management included throughout maturation.

Compare

What you get, side by side

What each proposition includes, side by side.

	Cask of Generations	Asset Management	Investors Club
From	€20,000	€100,000	€250,000
Primary assets	Whisky casks	Casks and rare bottles	Casks and rare bottles
Cask Management	Included	Included	Included
Storage and insurance	Included	Included	Included
Cask selection	Selected by you	Selected by us, to your investment profile	Selected by us, to your investment profile
Portfolio management	Not included	Constructed and adjusted over time	Constructed and adjusted over time
Quantity and quality guarantee	Not included	Included	Included
Reporting	Annual	Bi-annual	Bi-annual
Assistance at exit	On request	Included	Included
Term	Indefinite, no minimum	Indefinite, minimum of five years	Indefinite, minimum of five years
Events and network	Not included	Selected investor events	Dedicated member programme

Guidance

Which investment option suits you?

Three short questions, a matching option to consider, and a conversation with an adviser before anything is decided.

Question 1 of 3

What amount are you considering investing?

Investing starts from €20,000.

€20,000 – €100,000€100,000 – €250,000More than €250,000

Costs

What it costs, in full

Every cost, grouped by when it applies.

	Cask of Generations	Asset Management	Investors Club
One-off costs
Entry costs	0%ⓘ	0%ⓘ	0%ⓘ
Bottling, bottle and packaging	At your own expenseⓘ	Carried by SWIⓘ	Carried by SWIⓘ
Ongoing costs
Annual management fee	2.5%ⓘ	1.1%ⓘ	1.1%ⓘ
Portfolio transaction costs	0%	0%	0%
Costs at exit
Exit costs at the end of the term	On request	2.5%ⓘ	2.5%ⓘ
Conditional costs
Performance fee	Not applicable	20%ⓘ	20%ⓘ
Taking bottles out of bond	At your own expenseⓘ	At your own expenseⓘ	At your own expenseⓘ

Carried by SWI

Bottling of the guaranteed bottles
The bottling run itself, carried out to the agreed specification and included in the purchase price.
Bottle material and design
Glass, closures and label design, sourced and produced on your behalf.
Packaging and labelling
Presentation packaging and labelling, finished before dispatch or storage.
Cask management and monitoring
Ongoing oversight of each cask while it matures, including regauging and condition checks.
Annual independent valuation
A yearly valuation carried out by an independent third party, used in your reporting.

Charged to you

Management and custody fee: 1.1% per year
Covers portfolio management, cask and bottle custody, and insurance while assets are held.
Sales costs: 2.5% at the end of the term
Charged on the proceeds when the portfolio is sold at the end of the agreed term.
Performance fee: 20%
Charged only on the surplus above the agreed hurdle, per the terms in your agreement.
Taking bottles out of bond: if you withdraw
VAT, excise duty, import duty, transport and insurance apply once whisky leaves the bonded warehouse.

Selling

The sale phase opens after the five year lock-up, and selling then costs 2.5% of the proceeds. Selling before a cask has finished its intended maturation usually lowers the proceeds, and whisky is not a liquid market: finding the right buyer can take time, more so for a larger portfolio. We commit to selling as well and as quickly as we can, without a guaranteed price or a buy-back obligation.

Not sure which option fits?

Capital, horizon and how involved you want to be usually decide it. We will walk through the mechanics, the costs and the exit routes before anything is committed.

Speak with an investment adviser